FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Your home is more than just a place to live - it’s a valuable asset that can help you achieve your financial goals.
Whether you're looking to consolidate debt, tackle home improvements, or cover unexpected expenses, DeWitt Savings Bank offers flexible home equity options to fit your needs.
Home Equity Loans
A Home Equity Loan provides a lump sum with a fixed interest rate and predictable monthly payments, making it an excellent choice for planned expenses like renovations or major purchases. Plus, the interest may be 100% tax-deductible - be sure to check with your tax adviser.
Fixed-rate financing with affordable payments
Potential tax benefits (consult your tax adviser)
Great for home improvements, debt consolidation, and more
Home Equity Line of Credit (HELOC)
A HELOC gives you the flexibility to borrow as needed, similar to a credit card but with lower interest rates.
Competitive interest rates
Borrow what you need, when you need it
Easy access with credit line checks
Get Started Today
Wondering how much you can borrow? Our loan specialists are here to help! Contact us today to discuss your options and take the next step toward making the most of your home’s equity.
Call us: Clinton Office - 217-935-9470; Moweaqua Branch - 217-768-3861
Visit us in person at your nearest branch
*Loans are subject to credit and collateral approval. Additional terms and conditions may apply.