FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Statement Savings Accounts
Minimum of $50.00 to open account
A minimum balance fee of $3.00 will be imposed every month if the balance in the account falls below $50.00 any day of the cycle.
You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage rate.
Your interest rate and annual percentage yield may change at our discretion.
Interest will be compounded monthly. Interest will be credited to your account monthly.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
For noncash deposits, interest begins to accrue on the first business day after the banking day you deposit.
Kid's Club Accounts
Minimum of $10.00 to open account
At age 18, the account will change to a Statement Savings account.
You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
Your interest rate and annual percentage yield may change at our discretion.
Interest will be compounded every quarter. Interest will be credited to your account every quarter.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
For noncash deposits, interest begins to accrue on the first business day after the banking day you deposit.
Christmas Club Accounts
If more than one withdrawal is made from this account before September 30th, this account may be closed.
Your interest rate and annual percentage yield may change at our discretion.
Interest will be compounded every quarter. Interest will be credited to your account every quarter.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
For noncash deposits, interest begins to accrue on the first business day after the banking day you deposit.
Savings Bonds
Savings Bonds are no longer eligible to be purchased at financial institutions. If you are interested in purchasing a Savings Bond please visit the U.S. Treasury website at Treasury Direct.
PERSONAL BANKING
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