One-Minute Personal Loan Test

Find Out If You’re In A Good Borrowing Position

Take Our One-Minute Personal Loan Test

Select the answer that best describes your situation in each question below.
When you’re finished, click Add Up My Points. Continue… I’ll take the test later.

Dependants (including yourself)

Residence

Years at present address

Gross monthly income

Years with present employer

Years with previous employer

Percent of monthly income remaining after expenses

Bonus Points (add all that apply - maximum 3 points)

To Find Out What Your Score Means, CLICK HERE

 


Note: This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©2014 The Forms Group, All Rights Reserved.

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Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
4.5%
APR
4.552%
Points
0.000%
20 Year Fixed
Rate
4.375%
APR
4.446%
Points
0.000%
15 Year Fixed
Rate
4.000%
APR
4.089%
Points
0.000%
USDA - Rural Development
Rate
Call For Details
APR
Points
0.000%
Mortgage Loan Officers

APR is annual percentage rate. Please call 217-935-9470 for rates and products not displayed. Rates are based on the following assumption: Loan amount of $100,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.