One-Minute Home Buy-Ability Test

How Much Home Is Right For You?

Take Our One-Minute Home BuyAbility Test

Select the answer that best describes your situation in each question below.
When you’re finished, click Add Up My Points. Continue… I’ll take the test later.

Dependants (including yourself)

Years at present address

Years with present employer

Years with previous employer

Gross Monthly Income

Approximate Savings (passbook, money market, CD's, home equity - home value less mortgage balance)

Percent of Monthly Income remaining after Expenses (excluding monthly rent or mortgage payment)

To Find Out What Your Score Means, CLICK HERE


Note: This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©2014 The Forms Group, All Rights Reserved.

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Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
4.875%
APR
4.928%
Points
0.000%
20 Year Fixed
Rate
4.625%
APR
4.696%
Points
0.000%
15 Year Fixed
Rate
4.375%
APR
4.465%
Points
0.000%
USDA - Rural Development
Rate
Call For Details
APR
Points
0.000%
Mortgage Loan Officers

APR is annual percentage rate. Please call 217-935-9470 for rates and products not displayed. Rates are based on the following assumption: Loan amount of $100,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.