Home Equity Loans

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With a DeWitt Savings Bank Home Equity Loan you might be able to save money on our special low, locked-in interest rate that could be 100% tax-deductible (consult your tax adviser). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you might be able to save even more by paying off higher interest obligations such as department store charges.

With our Home Equity Credit Line, you can also enjoy lower interest rates and tax savings benefits… and whenever you need money, just simply write one of your credit line checks.

To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, take our DeWitt Savings Bank One-Minute Home Equity Loan Test. You might also want to order your Credit Report to make sure you’re in good standing. We’ll get back to you right away with the answer you need.

Line-of-Credit Loans

We offer a home equity line-of-credit product that many of our customers have already begun to use. If you qualify, you would receive checks and basically write your own loan when you need it!

 

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
3.875%
APR
3.925%
Points
0.000%
20 Year Fixed
Rate
3.500%
APR
3.568%
Points
0.000%
15 Year Fixed
Rate
3.125%
APR
3.212%
Points
0.000%
USDA - Rural Development
Rate
Call For Details
APR
Points
0.000%
Mortgage Loan Officers

APR is annual percentage rate. Please call 217-935-9470 for rates and products not displayed. Rates are based on the following assumption: Loan amount of $100,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.