Personal Savings

Savings Accounts

We offer statement savings accounts which require an initial deposit of only $50.00. Interest is paid on all balances over $100.00. We provide unlimited in person withdrawals including electronic withdrawals and transfers.

Kid's Club Accounts

Come join the fun and save! Kids from birth to 12 years old welcome. Come in and open a savings account of $10.00 or more and receive a piggy bank. Prizes will be given out with each deposit. Accounts with $100.00 or more will earn interest.

Christmas Club Accounts

Our club account offers you an easy way of saving for your Christmas shopping with terms that you set yourself. You are not locked into a set monthly payment. You may deposit as often or as little as you like. Christmas club checks are issued around the first of October.

Savings Bonds

Savings Bonds are no longer eligible to be purchased at financial institutions. If you are interested in purchasing a Savings Bonds please visit the U.S. Treasury website at Treasury Direct.

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
3.875%
APR
3.925%
Points
0.000%
20 Year Fixed
Rate
3.625%
APR
3.694%
Points
0.000%
15 Year Fixed
Rate
3.250%
APR
3.337%
Points
0.000%
USDA - Rural Development
Rate
Call For Details
APR
Points
0.000%
Mortgage Loan Officers

APR is annual percentage rate. Please call 217-935-9470 for rates and products not displayed. Rates are based on the following assumption: Loan amount of $100,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.