Personal Checking


Check With Us… Choose the Checking Account that’s best for you.

Either way you’ll receive many valuable benefits.

If you’re with another institution, switch your Accounts to DeWitt Savings Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using our secure Check Reorder Form.

Benefits with all accounts:

  • Elan Master Debit Card
  • Online Banking
  • Bill Payment
  • E-Statements
  • Mobile Banking with App
  • Unlimited Check Writing

**All accounts require a $100.00 minimum balance to open**


E-Statements No-Frills Checking Account

Our full service checking accounts have been designed to meet your needs. We have an account that’s right for you.

  • E-statements required
  • No Minimum Balance
  • No Interest
  • No Service Charge


SecureID Checking Account

Club checking account includes all of the following, with only a $5.95 monthly service charge:

  • 3-1 Credit Report Access
  • Single Bureau Credit Score
  • 3-1 Credit File Monitoring
  • Total Identity Monitoring
  • Full Resolution Services (if identity has been stolen)
  • $10,000 Fraud Insurance Coverage
  • Cell Phone Protection Insurance
  • Shopping Rewards
  • $10,000 Accidental Death and Dismemberment Insurance
  • Entertainment Savers Guide (Mobile App included)
  • Web Based Merchant Funded Discount Shopping and Cash Back


Champion’s Club Account

This checking account rewards you for experience!

  • Must be 60 years of age or older
  • No Minimum Balance
  • Earn interest on full amount of principal when you maintain $500.00 minimum average balance
  • 1 box of checks free per year


Money Market Account (EZ Management)

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we have an account that’s right for you.

  • Earn more interest than our savings account with our EZ management account
  • Earn a higher interest rate when balance exceeds $2,500.00
  • You must deposit $2,500.00 to open this account
  • Limited to 6 withdrawals per month


N-Vest Management Account

Earn even more interest than our EZ Management with our tiered-rate N-Vest Account. Set up an automatic transfer from your checking account to watch your savings grow even faster!

  • Earn higher interest than EZ with a balance of $25,000 or more
  • You must deposit $25,000.00 to open this account
  • Unlimited Deposits
  • Complimentary Checks
  • Limit of 6 transfers or withdrawals per month


DSB Checking Account

Whether you want to open a savings account today, or have funds you want to invest, we have a savings account that’s right for you. Set up an automatic transfer from your checking account to watch your savings grow even faster!

  • Must maintain a minimum monthly average balance of $500.00 to avoid a $2.00 service charge
  • No interest