Current Rates

Deposit Rates

Rates current as of 06/20/2017 Rates may change after the account is opened. Fees may reduce earnings. You may call the Clinton or Moweaqua Office if you have any questions regarding these rates.


Account DescriptionInterest RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APY
Statement Savings0.080.08$50.00$100.00
Kid's Club0.080.08$10.00$100.00
Christmas Club0.080.08$1.00$1.00
Champions0.030.03$100.00$500.00
No-Frills/Student Checking$100.00
E-Z Management Tiers0.05
0.10
0.05
0.10
$2,500.00 $1.00
$2,500.00
N-Vest Money Market Tiers0.05
0.10
0.12
0.15
0.05
0.10
0.12
0.15
$25.000.00$1.00
$25,000
$50,000
$100,000

CD Rates

Rates current as of 06/20/2017 A penalty may be imposed for early withdrawal from a certificate of deposit.


Account DescriptionInterest RateAnnual Percentage YieldMinimum Balance to OpenMinimum Balance to Earn APYEarly W/D Penalty
91 Day Certificate0.080.08$1,000.00 $1,000.00 1 month simple Int
6 Month Certificate0.150.15$1,000.00 $1,000.00 3 months simple Int
1 Year Certificate0.250.25$1,000.00 $1,000.00 3 months simple Int
2 Year Certificate0.400.40$1,000.00 $1,000.00 6 months simple Int
3 Year Certificate0.600.60$1,000.00 $1,000.00 6 months simple Int
5 Year Certificate1.101.11$1,000.00 $1,000.00 6 months simple Int

 

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
3.875%
APR
3.925%
Points
0.000%
20 Year Fixed
Rate
3.625%
APR
3.694%
Points
0.000%
15 Year Fixed
Rate
3.250%
APR
3.337%
Points
0.000%
USDA - Rural Development
Rate
Call For Details
APR
Points
0.000%
Mortgage Loan Officers

APR is annual percentage rate. Please call 217-935-9470 for rates and products not displayed. Rates are based on the following assumption: Loan amount of $100,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.